Insurance that protects the life you’re building.
Health, life, and accident coverage, explained in plain words by Rafa Mata, a licensed agent in Phoenix. In English y en español.
LIC & NPN 22296675 · PHOENIX, AZ
Coverage that fits your life
Built around your household, priorities, and budget.
One agent from start to finish
The person who helps you enroll is still the person you call afterward.
English y español
Ask questions and make decisions in the language you think in.
The questions I hear every week
I missed open enrollment. Can I still get covered?
Maybe, if life changed recently. Getting married, moving, having a baby, or losing other coverage can open a 60-day special enrollment window.
¿Cuánto cuesta un seguro de salud?
Depende de tu hogar, no hay un precio único. El costo cambia según los ingresos y el tamaño de tu familia, y muchas familias califican para ayuda con la prima.
Do I need life insurance in my thirties?
If anyone depends on your income, yes. It will never be cheaper than it is now.
What we can work through together
Health coverage for individuals and families
Marketplace plans, premium assistance, provider networks, deductibles, and the fine print that changes what a plan really costs. We compare the options together so you know what you’re choosing.
Life insurance that fits a real budget
Term or permanent coverage based on what your family would need, not a number pulled out of the air. We find the amount and structure that make sense for your budget.
One agent, both languages
Ask questions, review paperwork, and make decisions in the language that feels most natural to you. I explain the same details in English or Spanish, without rushing or simplifying the important parts.
How it works
Tell me what you’re trying to protect. We’ll talk about your household, budget, current coverage, and what you’re worried about. A quick call is enough to get started.
I compare the options and explain the tradeoffs. I look at the plans, costs, networks, benefits, and fine print, then walk you through what fits and what doesn’t.
You choose. I stay involved. You make the final decision with the information in front of you. After enrollment, I’m still the person you call when you have a question.
About Rafa
I built Rafa Mata Insurance to give you clear answers, honest guidance, and someone in your corner, in English y en español.
RAFA MATA · LICENSED PRODUCER, PHOENIX AZ
You shouldn’t have to become an insurance expert to make a good decision. You just need someone willing to explain it clearly and put your needs first, in English y en español.